To continue enjoying all the features of Navy Federal Online, please use a compatible browser. Confirm your browser capability.

Secure. Convenient. Smart.

Secure. Convenient. Smart.

Shop online or in stores with secure, seamless transactions

Activate cardto start using your Navy Federal debit card Open an account

Expect more features and perks

Security

Shop worry-free and confidently with our security protections.

  • Chip technology encrypts your transactions to safeguard personal information
  • Freeze/Unfreeze service keeps others from using your card if lost
  • 24/7 fraud monitoring and access to stateside member reps for assistance
  • Zero Liability policy means you won’t lose a cent to confirmed, unauthorized charges
  • Safer than cash or checks

Control

Make purchases without increasing debt and track and control spending to stay on top of your account activity.

Convenience

Whether you're shopping online, over the phone or at the stores, you can use your card everywhere Visa Cards are accepted.

Protection against fraud

Notice a transaction you didn’t make? Our Zero Liability policy means you won’t lose a cent due to confirmed, unauthorized charges.

Learn more about Zero Liability

Debit Plus™ makes debit more rewarding

Our loyalty program adds exclusive merchant discounts, invitation-only experiences and events,Footnote [1] Footnote [2] plus a premium Debit Plus card designFootnote [3]—created to recognize our most loyal debit users.

Learn about Debit Plus

 

Manage your debit card

View MoreManage your debit card

Disclosures

1

To be eligible for the Debit Plus program (the “Program”), you must make an average of 90 eligible transactions per month using your Navy Federal Debit Card over 4 consecutive months. “Average number of eligible monthly transactions” is calculated by adding all your eligible transactions for any 4-month period (measured from the 1st calendar day of the 1st month to the last calendar day of the 4th month) and dividing by 4. “Eligible transactions” include Point-of-Sale (POS) transactions and Person-to-Person transactions using your Navy Federal Debit Card to send or receive the funds (e.g., Cash App, Venmo), minus any returns and refunds. Eligible transactions do not include gambling transactions or cash-equivalent transactions (e.g., purchasing, loading, or reloading gift and prepaid cards, or obtaining cash via a teller or ATM). All accounts owned under one Access Number are counted toward eligible transactions. Eligibility, benefits, or rewards may only be earned, used, or redeemed by you, and may not be sold or transferred. Failure to maintain an average of 90 eligible transactions in subsequent 4-month periods may result in removal from the Program.

↵
2

Navy Federal is not responsible for any third-party benefits or rewards that may be offered or provided to you as part of the Program. Third-party benefits or rewards may be added, changed, substituted, or removed from the Program at any time at Navy Federal’s discretion without prior notice. 

↵
3

Any Program-specific debit card that may be issued to you does not imply membership in the Program, and a Program-specific debit card is not required to participate in the Program or its benefits. If your newly issued card needs to be replaced for any reason, we may provide you with a traditional design card. This will not impact your membership in the Program.

↵

App Store®, Apple®, Apple Pay®, iPhone®, and Wallet® are trademarks of Apple, Inc., registered in the U.S. and other countries.

Amazon and all related logos are trademarks of Amazon.com, Inc. or its affiliates.

Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

The Contactless Indicator, consisting of 4 graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.